Terms & Conditions of Use

Last updated: October 2026. Operated by VB Dynamics Holding (Pty) Ltd.

1. Acceptance of Terms

These Terms and Conditions of Use ("Terms") govern your access to and use of the website located at passivehub.co.za ("PassiveHub", "we", "our", or "us"). By browsing, viewing, or interacting with any part of this platform, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms and our related policies, including our Privacy Policy and Financial Disclaimer.

2. Informational and Educational Purpose Only

PassiveHub provides editorial reviews, educational articles, career guides, salary benchmarks, and directory listings relating to earning income, employment, side hustles, passive revenue, and business operations in South Africa.

• No Financial, Legal, or Tax Advice: All materials published on PassiveHub are for general informational purposes only. Nothing on this website constitutes professional financial advice under the Financial Advisory and Intermediary Services Act (FAIS Act No. 37 of 2002), legal advice, or certified tax consultation. Always consult an authorised financial services provider (FSP), registered attorney, or accredited tax practitioner before making significant financial commitments.
• No Employment or Income Guarantees: PassiveHub is not an employer, recruitment agency, or employment placement service. We do not guarantee job interviews, hiring outcomes, or specific financial earnings from any side hustle, investment, platform, or business concept discussed.

3. Intellectual Property Rights

Unless otherwise indicated, all original text, editorial layouts, custom calculators, graphics, logos, and digital compilations published on PassiveHub are the proprietary intellectual property of VB Dynamics Holding (Pty) Ltd and are protected under the Copyright Act No. 98 of 1978 of South Africa and international intellectual property treaties.

You may read, download, and print excerpts of our materials for personal, non-commercial use only. You may not scrape, copy, republish, syndicate, or redistribute whole articles without express written prior authorisation from Vincent Mabunda or VB Dynamics Holding.

4. External Links and Third-Party Platforms

PassiveHub frequently links to external websites, third-party applications, software tools, recruitment portals (such as PNet, Careers24, LinkedIn), and commercial service partners (including VB Dynamics Creative and SA Media Marketplace).

We do not control, endorse, or accept liability for the content, privacy practices, terms, or operational performance of external websites. When you click an external link, you leave PassiveHub and become subject to the terms and privacy conditions of that third-party destination.

5. Limitation of Liability

To the fullest extent permissible under South African law, including the Consumer Protection Act (CPA No. 68 of 2008), VB Dynamics Holding, its directors, officers, employees, and contributors shall not be held liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• Your reliance on any information, salary data, or business guidance provided on this website;
• Any financial losses, capital erosion, or missed business opportunities incurred through investments, third-party apps, or side hustle ventures;
• Technical interruptions, site downtime, computer viruses, or transmission errors;
• Any interactions, agreements, or disputes between you and third-party employers, recruiters, or affiliate providers.

6. User Conduct and Acceptable Use

When accessing PassiveHub, you agree not to:

• Use the website in any manner that violates South African or international law;
• Transmit malicious code, viruses, trojans, or automated scraping bots;
• Attempt to compromise our web servers or circumvent security mechanisms;
• Submit fraudulent or defamatory claims through our contact channels.

7. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any dispute arising out of or related to the use of PassiveHub shall be submitted to the exclusive jurisdiction of the South African courts sitting in Johannesburg, Gauteng.

8. Modifications to Terms

We reserve the right to revise these Terms at any time without prior notice. Continued use of the website following the posting of modifications indicates your binding acceptance of the updated Terms.

9. Contact Information

Questions regarding these Terms of Service should be directed to: